 Conventional Mortgage-Financing is one of the most popular home financing options available to borrowers.
Unlike government-backed loans, such as FHA or VA programs, conventional loans are offered through private lenders and typically adhere to guidelines set by Fannie Mae and Freddie Mac.
These loans are ideal for borrowers with good credit, stable income, and the ability to make a down payment—which can start as low as 3% for qualified applicants.
Key Features:
Competitive fixed, or adjustable, interest rates
Flexible terms ranging from 10 to 30 years
No upfront mortgage insurance premium (unlike FHA loans)
Private Mortgage Insurance (PMI) may be canceled once equity reaches 20%
Available for primary residences, vacation homes, and investment properties
Why Choose a Conventional Mortgage?
Conventional financing offers greater flexibility in loan amounts, property types, and repayment options. Borrowers can benefit from lower long-term costs and customized solutions that align with their financial goals.
At Rebelo Mortgages International, our team guides you through the process, helping you secure the best conventional loan program to make your homeownership goals a reality.
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